Loan Rates

  • New/Used Auto
  • 2016-2017- balances over $10,000
  • New vehicles – balances over $20,000
  • 2011-2016
  • 2012-2016
  • 2009
  • 2010
  • New Boats/Recreational Vehicles
  • 60 months
  • 84 months
  • 120 months
  • 144 months
  • Used Boats/Recreational Vehicles
  • 60 months
  • 84 months
  • 120 months
  • Term
  • 60 months
  • 72 months
  • 48 months
  • 54 months
  • 36 months
  • 48 months
  • Term
  • 60 months
  • 84 months
  • 120 months
  • 144 months
  • Term
  • 60 months
  • 84 months
  • 120 months
  • APR*
  • 2.24%
  • 2.49%
  • 2.24%
  • 2.24%
  • 4.79%
  • 4.79%
  • APR* (as low as)
  • 4.59%
  • 5.59%
  • 5.79%
  • 5.99%
  • APR* (as low as)
  • 4.99%
  • 5.79%
  • 5.99%

*APR=Annual Percentage Rate. Rates are based on an evaluation of each applicant’s credit history, your rate could be higher. The above New/Used Auto rates are also based on a down payment of 10% or more. Add 0.25% to the advertised rate if down payment is less than 10%. Used vehicles are based on NADA values. **Mileage stipulation – 2009 & 2010 year models must have less than 100,000 miles.

Motorcycle Loans – Terms up to 5 years – see Auto Loan terms and down payment –

New rates as low as 4.59% APR*
Used rates as low as 5.59% APR*

MasterCard Credit Card

Platinum:       as low as 10.80% APR*

*APR=Annual Percentage Rate. The rate adjusts quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime Rate in effect on the 20th of the month prior, and remains in effect until the next change date. For example, Prime Rate effective 12/20/17 is 4.50% as published in the Wall Street Journal.

Overdraft Protection**

Maximum Amount $2,000.00
APR* 18.00%

*APR=Annual Percentage Rate
**Free transfer from savings or line of credit, based on Credit Union approval