Loan Rates

  • New Auto
  • 2017 & 2018
  • 48 months
  • 60 months
  • Minimum finance $15,000
  • Minimum finance $35,000
  • Used Auto
  • 36 months
  • 48 months
  • 60 months
  • Minimum finance $15,000
  • Minimum finance $35,000
  • New Boats/Rec. Vehicles
  • 60 months
  • 84 months
  • 120 months
  • 144 months
  • Used Boats/Rec. Vehicles
  • 60 months
  • 84 months
  • 120 months
  • Term
  • 36 months
  • 48 months
  • 60 months
  • 72 months
  • 84 months
  • Term
  • 36 months
  • 48 months
  • 60 months
  • 72 months
  • 84 months
  • Term
  • 60 months
  • 84 months
  • 120 months
  • 144 months
  • Term
  • 60 months
  • 84 months
  • 120 months
  • APR* (as low as)
  • 2.24%
  • 2.49%
  • 2.49%
  • 2.74%
  • 3.49%
  • APR* (as low as)
  • 2.74%
  • 2.99%
  • 2.99%
  • 3.24%
  • 3.99%
  • APR* (as low as)
  • 4.59%
  • 5.59%
  • 5.79%
  • 5.99%
  • APR* (as low as)
  • 4.99%
  • 5.79%
  • 5.99%
  • Monthly Payment per $1,000
  • $28.75
  • $21.91
  • $17.74
  • $15.08
  • $13.44
  • Monthly Payment per $1,000
  • $28.97
  • $22.13
  • $17.96
  • $15.30
  • $13.66
  • Monthly Payment per $1,000
  • $18.68
  • $14.41
  • $11.00
  • $9.75
  • Monthly Payment per $1,000
  • $18.87
  • $14.57
  • $11.10

*APR=Annual Percentage Rate. Rates are based on an evaluation of each applicant’s credit history, your rate could be higher. The above New/Used Auto rates are also based on a down payment of 10% or more. Add 0.25% to the advertised rate if down payment is less than 10%. ¹New auto purchase or refinance is for vehicles that are less than 12 months old and registered to the original owner. ²Used vehicles are based on NADA values.

Motorcycle Loans – Terms up to 5 years – see Auto Loan terms and down payment –

New rates as low as 4.59% APR*
Used rates as low as 5.59% APR*

MasterCard Credit Card

Platinum:       as low as 11.05% APR*

*APR=Annual Percentage Rate. The rate adjusts quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime Rate in effect on the 20th of the month prior, and remains in effect until the next change date. For example, Prime Rate effective 3/20/17 is 4.75% as published in the Wall Street Journal.

Overdraft Protection**

Maximum Amount $2,000.00
APR* 18.00%

*APR=Annual Percentage Rate
**Free transfer from savings or line of credit, based on Credit Union approval