Use the equity in your home to provide cash for home improvements, debt consolidation, college education and more. First Eagle offers two products which let you take advantage of the equity you’ve been building! Plus, enjoy competitive rates and an easy application process.

Home Equity Lines of Credit (HELOC)

A variable-rate HELOC gives you a source of funds to draw from as needed, like a revolving charge account, so it’s up to you how much you withdraw at a time. You only pay back what you use, plus interest, and every time you make a payment, you automatically replenish the funds available to you. A First Eagle HELOC offers:

  • Rates as low as 4.25% APR*
  • No closing costs when $20,000 or more is taken at settlement
  • Freedom to borrow up to $150,000 or up to 85% of your available equity, for qualified borrowers¹
  • Easy access to your funds
  • Tax advantages±

What should you know about Home Equity? Download Pamphlet

Home Equity Early Disclosure

Home Equity Early Disclosure (TX)

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*APR=Annual Percentage Rate. This is a variable rate loan, based on Prime Rate, and the APR may change monthly. Prime Rate effective 6/14/17 is 4.25% as published in the Wall Street Journal. The rate floor for all Home Equity Lines of Credit is 4.00% APR, the maximum rate that can apply is 18.00% APR. Minimum loan amount is $5,000. ¹For qualified borrowers, borrow up to 85% of your home’s value, minus any existing liens; finance up to 80% in Texas only. ±Consult your tax advisor.

Home Equity Loans (Second Mortgages)

Do you need money for a one-time expense? A fixed-rate Home Equity Loan is a smart way to finance a specific purchase. With a home equity loan, you receive all the money, up front, and make set monthly payments. And since the rate is fixed, you can be confident in knowing that your repayment terms will remain the same for the life of the loan. A First Eagle Home Equity Loan offers:

  • Rates as low as 4.25% APR*
  • Personalized terms: 5-, 7-, 10- and 15-year options
  • No closings costs when $20,000 or more is taken at settlement; requires a $75.00 processing fee
  • Finance up to 85% of your available equity, for qualified borrowers¹
  • Borrow between $5,000 and $150,000 – receive 1 lump sum
  • Tax advantages±
Term APR* (as low as)
5 Year 4.25%
7 Year 4.49%
10 Year 4.75%
15 Year 4.99%

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*APR=Annual Percentage Rate. Minimum loan amount is $5,000. ¹For qualified borrowers, borrow up to 85% of your home’s value, minus any existing liens; finance up to 80% in Texas only. ±Consult your tax advisor.