Our team of experts can get you started with a fast pre-approval so you’ll know your buying power and find a loan that fits your financial goals. Retained servicing means we don’t sell your loan year after year and we’ll be here long after closing.

Whether you’re buying your first home or you’re an experienced home buyer, First Eagle will work with you for the right mortgage option.

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Credit Do’s & Don’ts During the Loan Process

One 30 day notice can cost you

Changing your pattern will raise a red flag and lower your credit score

Before making any address or credit changes

Every time you have your credit pulled by a potential creditor, you can lose points from your credit score

Try to keep your credit card balances 30% below their credit limit during the loan process; if you pay down balances, do it across the board

When you consolidate your debt into one or two credit cards, it will appear that you are ‘maxed out’ on that card and you will be penalized

If you close a credit card account, it may appear that your debt ratio has gone up

If you want to pay them off, do it through escrow at closing


We offer several options that will lower your rate, lower your payment, or shorten your term – or all three.

Contact Us: 800-635-7128 or 850-504-2053

This is not an offer to extend consumer credit as defined by Section 226.2 of Regulation Z. Rates and terms subject to change. First Eagle Federal Credit Union (NMLS# 543959) provides mortgage loans through partnership with CU Members Mortgage, a division of Colonial Savings, FA (NMLS#401285).

Also Available:
Fixed Rate Second Mortgages

Choose from a five- to 15-year term.


CU Home Advantage – FREE Real Estate Program

Apply to get pre-approved