Checking

Perks that pay off.
People that move you forward.

Checking Accounts That
Check More Boxes

Checking Accounts That Check More Boxes

It’s your money. It’s time managing it felt easier, faster, and more flexible — and First Eagle has your back. Trade unexpected fees for free features, better service from helpful humans, and convenient 24/7 banking that fits your life.

Which Checking Account is Right for You?

Power Checking

Premium protection for what matters most

Best for members who want higher yields, family financial tools and real security.

Freedom Checking

Reliable support with zero fees, zero hassle

Best for anyone seeking simple, convenient banking with no monthly maintenance fees.

Compare Accounts

None	Power Checking	Freedom Checking
Monthly Fee	$6 (easily waived)*	$0
What You Earn	Higher yields on balances up to $3,000	Standard dividend rate
Family Features	Greenlight app, 5 debit cards, ID protection for the whole family, credit score monitoring, cell phone coverage, telehealth	Greenlight app, 5 debit cards
ATM Access	Unlimited surcharge-free nationwide (Co-Op & Allpoint)	4 free non-First Eagle ATMs/month
Choose This If…	You want comprehensive protection and better returns.	You want simplicity.
	Apply Today	Apply Today

Video: How to Activate Your Power Checking Benefits

Watch this quick guide to learn how to activate and manage your Power Checking benefits through online banking.

Built-In Benefits, Backed by 5-Star Service

Free. Ultra-convenient. And friendlier, too. Every First Eagle checking account includes the essential banking tools you’d expect — always backed by easy-to-access service from real people who care.

Ready to Open Your Account?

Apply online in minutes with:

New to First Eagle?

Becoming a member is easy! If you are a qualifying employee of one of our partner companies (or member of the employee’s family), simply start your application at the link below. Those First Eagle membership perks are just a click away!

Quick Answers to Common Questions

How is a credit union different from a bank?

Credit unions are not-for-profit and owned by members (you). Banks are for-profit companies owned by shareholders. That difference means we can focus on better rates, lower fees, and decisions made with your interests in mind.

Will I really save money switching to First Eagle?

Most members save over $200 per year in fees alone. Add in higher yields on Power Checking and other member benefits, and the savings add up fast.

How long does it take to get my debit card?

Your debit card typically arrives within 7-10 business days after your account is approved.

What if I need cash while traveling?

Use any CO-OP or Allpoint ATM nationwide with no surcharge fees (Power Checking has unlimited access). You also have access to thousands of shared credit union branches.

Can I keep my current account while I try First Eagle?

Absolutely! Many members start by opening a First Eagle account and gradually shifting over once they see the difference. No pressure, no rush.

Is my money safe?

Yes. Your deposits are federally insured up to $250,000 by the NCUA (National Credit Union Administration)—the same federal protection as FDIC insurance.

Questions? We're here to help.

Call us at 1-800-231-2022 or visit a branch near you.

Account Details & Disclosures

*Fee waiver: The $6 monthly maintenance fee on Power Checking is waived when you maintain an active loan or credit card with First Eagle, or maintain a $25,000 aggregate average balance across your share and deposit accounts.

^†Overdraft protection: Free transfers from your savings or line of credit to cover overdrafts, subject to credit union approval and available funds.

^†Cell phone protection: Coverage requires that you pay your monthly cellular phone bill from your eligible First Eagle checking account. Up to $300 coverage for damage or theft, subject to terms and conditions.

^†Telehealth and other premium benefits subject to program terms and conditions.

Debit card issuance subject to credit union approval. Mobile and text message rates may apply. Minimum opening deposit: $25. All rates are variable and may change after account opening. Membership eligibility required.

Federally insured by NCUA.