Savings Account Fees
Prime Share 00
- Withdrawal Fees
Up to 6 Withdrawals per month
($3 for each additional withdrawal) - Money Market
Up to 6 Withdrawals per month
($3 for each additional withdrawal) - Excessive Withdrawal Fee
Up to 6 Withdrawals per month
($3 for each additional withdrawal) - Share 01, 02, 03, 04, 05 Excessive Withdrawal Fee
1 Withdrawal per month allowed
($3 for each additional withdrawal)
Checking Account Fees
| Description | Amount |
| Overdraft (NSF) fee: | $ 29.00 per item |
| Debit Card Replacement fee: | $ 7.50 per card |
| NSF Transfer fee: | $ 3.00 per item; if more than 6 withdrawals per the month |
| Stop Payment fee: | $ 29.00 per item |
| Check Printing fee: | $ Prices may vary depending on style. |
| Copy of Draft fee: | $ 2.00 per item |
| Checks Written on Closed Accounts fee | $ 29.00 per check |
| Counter Check fee: | $ 1.00 per check |
- Essential Checking
A monthly maintenance fee of $3.50 if accountholder receives at least $250 in direct deposits, or ACH credits, per month (Otherwise $5.00 per month); fee waived for full-time students under the age of 25 - Premier Checking
No monthly maintenance fee if minimum balance, of $2,000 cumulative balances, is maintained (Otherwise $5.00 per month) - Freedom Checking
No monthly maintenance fee - Simple Checking
A monthly maintenance fee of $5.00 per month; no minimum balance required
Other Service Fee (Applicable to All Accounts)
| Account Reconciliation fee: | $ 10.00 per ½ hour; minimum $10.00. |
| Paper Statement fee: | $3.00 per statement* |
| Statement Copy fee: | $ 5.00 per copy |
| Wire Transfer (incoming) fee: | $10 per transfer |
| Wire Transfer (outgoing) fee: | $ 25.00 per transfer |
| Wire Transfer Int’l fee: | $ 50.00 per transfer |
| Certified Check fee: | $ 5.00 per check |
| Money Order fee: | $ 2.00 per money order |
| Account Closure fee: | $ 10.00 if closed within 90 days of opening |
| Third Party Cashier Check fee: | $ 5.00 per check |
| Garnishments, Levies: | $ 50.00 each |
| Account Activity Printout: | $ 3.00 |
| Verification of Deposit fee: | $ 10.00 |
| Return Mail fee: | $ 2.00 |
| Return Item Fee: | $ 15.00 per item (Third Party) |
| Return Item Fee: | $ 29 (2nd Party) drawn on maker |
| Dormant Acct. Fee (inactive account after a period of 2 yrs.) | $5.00 per month |
| Club Account Early Withdrawal Fee | $3.00 per withdrawal; plus a loss of dividends |
| Check Cashing Fee for non-members | $5.00 per check |
*The paper statement fee will be waived for those members under age 18, and those members born before 01/01/1948.
Mastercard Fees
| Late payment Fee | $ 27.00 |
| Returned Payment Fee | $ 27.00 |
| PIN Replacement Fee | $ 10.00 |
| Card Replacement Fee | $ 10.00 |
| Rush Card Replacement Fee | $ 35.00 |
| Statement/Document Copy Fee | $ 2.00 |
| Statement/Document Research Fee | $ 25.00 per hour, minimum $25.00 |
| Cash Advance Fee | $10.00 or 3.00% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee** | Up to 3.00% of each transaction in U.S. dollars |
- No Annual Fee
- No Balance Transfer Fee
- No Monthly Service Fee
**NOTE: International Fees for Mastercard Debit/Credit Transactions: Mastercard will impose a fee up to 3.00% for all international charges. This is not a credit union charge and is non-refundable. Be aware that some internet companies may not disclose that they are based outside of the US. These purchases will incur an international fee.
Electronic Funds Transfer Fees
| Nonproprietary ATM Withdrawal/Transfer/Inquiry fee: | $ 2.00 per Withdrawal/Transfer (first 2 free from Prime Shares) |
| Eight (8) ATM Withdrawal/Transfer/Inquiries per month for Essential Checking Account without a charge: | $ 2.00 each Withdrawal/Transfer Inquiry after eight (8) per month |
| Four (4) ATM Withdrawal/Transfer/Inquiries per month for Simple Checking Account without a charge: | $ 2.00 each Withdrawal/Transfer Inquiry after four (4) per month |
| Premier Checking | Unlimited ATM Withdrawals per month without a charge |
| Audio PIN Replacement fee: | $ 7.50 per PIN |
| Debit Card Replacement fee: | $ 7.50 per card |
| ACH Stop Payment fee: | $ 29.00 |
| ACH NSF Return fee: | $ 29.00 |
| Online Payments (non-bill payment): | $ 5.00 (ACH payments) $ 10.00 (Debit/Credit Card) $ 15.00 (Staff assisted) |
| Over-the-phone requests for loan payment from another financial institution. | $5 fee per Request |
Credit Union Membership
| Membership Share | $ 5.00 par value |
